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Read our latest news articles on all things finance and home.



Understanding which Home Loan features are right for you

Andrea Kerr - Thursday, November 01, 2018




Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to revisit the process Read More


Refinancing Need to Know

Andrea Kerr - Wednesday, October 31, 2018




Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations it can be suitable to refinance your mortgage. Refinancing involves taking out a new mortgage and using those funds to pay off your exis Read More


What is a Mortgage Broker?

Andrea Kerr - Wednesday, November 01, 2017




I GET ASKED THIS QUESTION FROM TIME TO TIME - WHAT DOES A MORTGAGE BROKER DO? The simple answer is - we work on your behalf to find the right lending solutions to suit your needs now and into the future. Back in my day you would walk into a bank and you will be dressed to the nines to impress the Bank Manager and be scared stiff that he/she did not like you and  Read More


Ten Tips for Buying Investment Property

Andrea Kerr - Wednesday, February 03, 2016




Ten tips when buying an investment property 1. What do you want to achieve? Understanding your objectives is key to finding the right investment property. The actual property itself is never the end goal when it comes to investment – it’s the financial element that you’re really concerned about. First and foremost, decide what your end goal  Read More


Do you need Lenders Mortgage Insurance

Andrea Kerr - Thursday, July 30, 2015




How to buy without a 20% deposit When you consider that a small flat in Sydney could set you back half a million dollars at the moment, saving a 20% deposit to buy that flat – $100,000 – can seem an insurmountable task. That’s where insurance can help. Lenders mortgage insurance (LMI) may be an added expense, but it offers buyers the opportunity to dive into the property  Read More


How to Increase your Borrowing Capacity

Andrea Kerr - Saturday, July 25, 2015




Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home. 1. Shop around for lenders Different lenders define income in so many different ways that it pay Read More


What to look for at an Open House

Andrea Kerr - Saturday, July 25, 2015




There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take full advantage. Really use your senses Sniff, peer, listen and feel as much as you can. Your nose might Read More


Christmas Day and Boxing Day Spending Blues

Andrea Kerr - Saturday, January 03, 2015




I just love Christmas and Boxing Day spending the day with my husband and children, seeing their faces light up and jumping into bed to tell us Santa has arrived. Then there is the opening of presents, and searching for batteries (we always forget) to operate some of the kids toys. The whole family gets stuck in preparing Xmas Lunch which is a lot of fun, then we sit down to Read More


Preparing for a Mortgage

Andrea Kerr - Sunday, November 23, 2014




Are you prepared for a Mortgage? I speak with a lot of people wanting to purchase a home asap. Unfortunately not all the people I speak to are in the position to apply for a mortgage quite yet which is why I decided to put together a guide to give you the best possible chance of getting a mortgage approved. Below we will show you the minimum requirements and then discuss them furt Read More


What is a Credit Report?

Andrea Kerr - Monday, September 01, 2014




A Credit Report is created when you first apply for any form of Credit in Australia, you must be a minimum age of 18 years old before applying for credit. Each person has or should have only one Credit Report dedicated to them and is identified via important information such as your Date of Birth, Drivers Licence, Residency Details, and Employment Information. Information in your Credit Repor Read More

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