Finance Studio News
Read our latest news articles on all things finance and home.
Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both.
A home loan is generally a long-term proposition, but in some situations it can be suitable to refinance your mortgage. Refinancing involves taking out a new mortgage and using those funds to pay off your exis Read More
I GET ASKED THIS QUESTION FROM TIME TO TIME - WHAT DOES A MORTGAGE BROKER DO?
The simple answer is - we work on your behalf to find the right lending solutions to suit your needs now and into the future. Back in my day you would walk into a bank and you will be dressed to the nines to impress the Bank Manager and be scared stiff that he/she did not like you and Read More
Ten tips when buying an investment property
1. What do you want to achieve?
Understanding your objectives is key to finding the right investment property. The actual property itself is never the end goal when it comes to investment – it’s the financial element that you’re really concerned about.
First and foremost, decide what your end goal Read More
Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.
1. Shop around for lenders
Different lenders define income in so many different ways that it pay Read More
Are you prepared for a Mortgage?
I speak with a lot of people wanting to purchase a home asap. Unfortunately not all the people I speak to are in the position to apply for a mortgage quite yet which is why I decided to put together a guide to give you the best possible chance of getting a mortgage approved.
Below we will show you the minimum requirements and then discuss them furt Read More
A Credit Report is created when you first apply for any form of Credit in Australia, you must be a minimum age of 18 years old before applying for credit. Each person has or should have only one Credit Report dedicated to them and is identified via important information such as your Date of Birth, Drivers Licence, Residency Details, and Employment Information. Information in your Credit Repor Read More
In the last couple of months I have been up to a little mischief. As the title suggests I have just opened up my first Shop/Office with the amazing help from my husband and children. I have been keeping this very quiet as I wanted to get it just right before announcing it (thank you to those who did know and kept my little secret). How did I come to this decision?
The decision to leas Read More
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