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Finance Studio News

Read our latest news articles on all things finance and home.



Do you need Lenders Mortgage Insurance

Andrea Kerr - Thursday, July 30, 2015




How to buy without a 20% deposit When you consider that a small flat in Sydney could set you back half a million dollars at the moment, saving a 20% deposit to buy that flat – $100,000 – can seem an insurmountable task. That’s where insurance can help. Lenders mortgage insurance (LMI) may be an added expense, but it offers buyers the opportunity to dive into the property  Read More


How to Increase your Borrowing Capacity

Andrea Kerr - Saturday, July 25, 2015




Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home. 1. Shop around for lenders Different lenders define income in so many different ways that it pay Read More


What is a Credit Report?

Andrea Kerr - Monday, September 01, 2014




A Credit Report is created when you first apply for any form of Credit in Australia, you must be a minimum age of 18 years old before applying for credit. Each person has or should have only one Credit Report dedicated to them and is identified via important information such as your Date of Birth, Drivers Licence, Residency Details, and Employment Information. Information in your Credit Repor Read More

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