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Finance Studio News

Read our latest news articles on all things finance and home.



Understanding which Home Loan features are right for you

Andrea Kerr - Thursday, November 01, 2018




Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to revisit the process Read More


What is a Mortgage Broker?

Andrea Kerr - Wednesday, November 01, 2017




I GET ASKED THIS QUESTION FROM TIME TO TIME - WHAT DOES A MORTGAGE BROKER DO? The simple answer is - we work on your behalf to find the right lending solutions to suit your needs now and into the future. Back in my day you would walk into a bank and you will be dressed to the nines to impress the Bank Manager and be scared stiff that he/she did not like you and  Read More


How to Increase your Borrowing Capacity

Andrea Kerr - Saturday, July 25, 2015




Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home. 1. Shop around for lenders Different lenders define income in so many different ways that it pay Read More


Christmas Day and Boxing Day Spending Blues

Andrea Kerr - Saturday, January 03, 2015




I just love Christmas and Boxing Day spending the day with my husband and children, seeing their faces light up and jumping into bed to tell us Santa has arrived. Then there is the opening of presents, and searching for batteries (we always forget) to operate some of the kids toys. The whole family gets stuck in preparing Xmas Lunch which is a lot of fun, then we sit down to Read More


What is a Credit Report?

Andrea Kerr - Monday, September 01, 2014




A Credit Report is created when you first apply for any form of Credit in Australia, you must be a minimum age of 18 years old before applying for credit. Each person has or should have only one Credit Report dedicated to them and is identified via important information such as your Date of Birth, Drivers Licence, Residency Details, and Employment Information. Information in your Credit Repor Read More

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